The Equity You Live In: The Home as a Retirement Savings and Income Option, Fidelity Research Institute, February 2007

The Fidelity Research Institute argues strongly for diversification, stating that, “Instead of ‘buying bigger’ and thinking of that as an ‘investment,’ anyone interested in assembling a portfolio that has a chance of producing lifelong income, will want to diversify—strongly—beyond their home.” Download the report.

Afford the Care You Need, Money Magazine, September 12, 2006

Money magazine addresses one of today's hot button issues: long term care. The article states, ?Perhaps the only thing scarier than the possibility of needing long-term health care is the prospect of not being able to pay for it. With the average annual cost of nursing-home care in the U.S. projected to rise to $175,000 by 2020, a lengthy stay would decimate the assets of all but the wealthiest Americans."    Read the Article.

Buying or Selling a House: House Rich, Cash Poor, InvestorGuide.com, 2006

investorguide.com – Another argument for diversification comes from InvestorGuide.com, which reports, “People over 65 control a significant portion of the wealth in this country, but much of their wealth is concentrated in the equity in their homes. If Social Security benefits are excluded, just under half of all senior citizens would fall below the poverty line based on their income."    Read the Article.

Cracking the Consumer Retirement Code, McKinsey & Company, 2006

One of the world's leading management consulting firms looks at the issues facing financial services companies as they seek to develop products and services to attract their piece of the 76 million baby boomers that control some $15 trillion in assets. Download the report.

In the Long Run, Sleep at Home and Invest in the Stock Market, New York Times, August 19, 2005

Is it equity or equities? The New York Times reports that money invested in the Standard & Poor's 500 since 1980 has delivered a return of 10 percent a year on average. Including dividends, the return on the S&P rises to 12 percent a year. Even in New York and San Francisco, homes values have risen only 7 percent a year over the same span.    Read the Article.

The Retirement Journey, McKinsey & Company, 2005

In this report, McKinsey uncovers ?a massive $66 billion profit pool that is growing faster than any other personal financial services segment." Financial planners shouldn't miss this valuable publication that offers pathways to success in the new retirement market. Download the report.